We specialise in light commercials & small to medium-sized cars, from all major manufacturers.
You can choose from almost any car or van currently on the market and decide the best term for the lease and mileage estimates. If you want help deciding, we can advise you on what types of vehicle will suit your needs.
Once you have chosen your vehicle and we have qualified your requirements, we'll pass you over to sales so you can get a personalised quote based on your selected terms. This will lead to taking a few more details so a credit line can be set up.
There are no hidden extras, so providing you return the vehicle within the terms of your contract, you will know exactly how much the vehicle is going to cost you from day one.
Before ordering we'll tell you how long it will take to arrive from the manufacturer. If there's a gap before delivery, we can arrange short-term rental to keep you mobile. Once the lease commences, our specialists can be contacted directly at any stage.
For a fixed monthly payment you can lease brand-new cars and vans without having to find the initial capital to purchase them outright. The contract can be tailored to suit your particular business or personal needs, typically between 3 and 4 years, with the option to include maintenance.
Because you never own the vehicle, at the end of the contract we collect it and dispose of it. This means you never take the risk on the final value or have the hassle of selling. All you decide is which vehicle you want, the length of the contract and the expected mileage — we look after the rest.
The four most common ways to fund a vehicle — here's how each one works.
Personal Contract Hire (PCH), commonly known as leasing, couldn't be any simpler. You make an initial rental payment (usually 3, 6, or 9 payments in advance), decide on your lease length and annual mileage, and then make a consistent monthly payment for the duration of the agreement.
At the end of the term the vehicle is handed back to the leasing company, and as long as you've done less than the agreed mileage and the car is in typical condition for its age, there's nothing more to pay. Vehicle Excise Duty is included in your lease payments — so no road tax to shell out for, and no annual renewal hassle.
PCPs are not a lease. They were designed for people who put down relatively small deposits, with monthly payments kept lower than a simple HP agreement by setting aside a proportion of the balance until the end of the agreement.
The sum set aside — the ‘balloon payment’ or Guaranteed Minimum Future Value (GMFV) — becomes due at the end. You can pay it off in one go, re-finance it, or trade the vehicle in. If the vehicle is worth more than the GMFV, the extra is yours; if it’s worth less, you hand it back. Around four out of five people hand the car back and opt for a newer model — for those drivers, leasing is often more suitable and more affordable.
The popularity of HP has declined as consumers look to keep monthly costs lower and want a new car more often. You pay a deposit, usually sizeable (10–20%), and pay off the outstanding balance over a number of years. It’s for those who KNOW they want to own the vehicle.
Beware that interest rates can be quite high, and there’s nothing protecting you from depreciation. You are not tied to mileage limits, and once the agreement ends, the vehicle is yours to keep.
Whether you’re an SME, sole trader, partnership or limited company, business leasing is a long-term vehicle rental solution ideal for businesses of all sizes. For a fixed monthly rental and low initial outlay, you can drive away in a brand-new vehicle with minimal capital expenditure.
At the end of the contract you simply return the vehicle without worrying about depreciation or disposal. Business leasing offers significant tax advantages — commercial vehicles attract 100% tax relief, a major reduction in what the lease really costs. We also offer Finance Lease, which gives leasing an ownership feel — ask us to explain this option further.
Leasing is all about depreciation — how much a car loses in value over the years. For a premium vehicle it can often be far cheaper to lease than buy, because vehicles that hold their value depreciate less and cost less to lease per month (for example, VW tend to have high resale values). More budget vehicles depreciate more, so leasing may allow you to afford a more prestigious badge with more equipment and technology.
It's important to do your research. Choose the car you're interested in, get a PCP quote for 36 months, then get a leasing quote for the same vehicle, term and mileage. Calculate the total amount you'll actually pay out over the term — and decide for yourself.
We are excited to connect with you and assist in any way we can. Feel free to reach out using the contact details provided — we look forward to hearing from you.
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